It may seem logically that if you own a property with someone under a ‘joint tenancy’ that you will only be liable for half of any monies owed in relation to that property but this is not how it works in law. Joint and several means that all parties are liable for the whole debt. In practice this can mean that a CCJ obtained for non payment of service charge between a couple can be enforced in its entirety against either party irrespective of whether the couple are still together.
